Are you tired of saying you’re too broke to travel ?
Well it’s time to stop saying that ! I have 15 ways on how to save for traveling or for anything you need in life .
I touched base on how to save HERE !
I make travel a priority , so in my budget I include my trip costs. I average about $2,000 a trip but sometimes I don’t even hit $1,000 . I only spent $896 in Cancún Mexico .
So it’s definitely possible .
Before you start using the savings tips , create a budget ! List all of your expenses and see where you can cut some things out.
15 Saving Tips
1. Cancel or pause subscriptions .
2. Cook more at home .
3. Limit shopping .
4. Set aside fun money.
5. Delete shopping apps .
6. Shop smarter and better .
7. Determine what’s a want and what’s a need .
8. Receive cash back when you shop .
9. Get a piggy bank .
10. Participate in savings challenges.
11. Get a part-time job .
12. Have some no spend days .
13. Hide money from yourself .
14. Try to go out less .
15. Automate savings.
1. Cancel / Pause Subscriptions
Honestly take a moment and look at all the subscriptions you’re paying for . Do you really need all of them ? I recently canceled my HBO Max after watching all I wanted to watch . I also pause my Hulu subscription when I’m done watching my shows . I also look for free trials or deals .
2. Cook More
The pandemic definitely forced everyone to become amateur chefs . I try to cook at least 2-3 times a week and cook enough for at least 2 days . I used to get a breakfast sandwich and coffee almost every morning before work , sometimes costing more than $50 a week.
3. Limit Shopping
How many times do you go shopping ? If it’s more than 3-4 times a month , try to limit it down to 1-2 .
Go through your emails and unsubscribe from shopping sites.
4. Fun Money
Just because you’re saving doesn’t mean you can’t have a little fun. You can have a “Fun Fund”. Be sure to budget a movie night or a ice cream date . It’s okay to indulge a little , just make sure it’s something small.
5. Delete Shopping Apps
Look over your phone and delete all those shopping apps. Also unsubscribe from the shopping text messages. It’s an “out of sight , out of mind “ trick.
6. Shop Smarter
When going shopping , create a list. Don’t put that list away and just pick out anything. Stick to your list. After you get everything on your list, decide if you can splurge on one or two more items.
7. Want / Need
Deciding whether something is a want or a need depends on your lifestyle . I used to think I needed my nails done every month , then I realized it’s a want . Now I only do my nails for special occasions saving hundreds . You can also create a want/need list to help you organize .
9. Piggy Bank
A little old fashioned but it works . Put all loose change or dollar bills in the piggy bank. Don’t you dare try to break it open. At the end of the year , you can open and see how much you saved .
10. Savings Challenges
One thing I see a lot are saving challenges . I like the $5 challenge the most and I have saved over $200. You can also grab a friend and make it a little competition.
11. Part Time Job
A part – time job is flexible and a great way to earn extra cash. Try Indeed for possible options .
12. No Spend Days
No spend days are days where you don’t spend a penny. I know there’s no spend months but I think no spend days are so much easier . You only spend on the necessary .
13. Hide Money
I hide money in my room all the time . I’ll clean and find it months later . It’s a great game of hide and not seek for adults.
14. Limit Going Out
Being in my 20s this one is pretty hard but I do limit myself as much as I can. I might choose a few days to go out but not every weekend .
15. Automate Savings
Every time you are paid , save the percentage that you want automatically. You can set this up through your job or do it manually on payday.
If you have any more saving tips , please comment below.
Get creative with saving , it can be really fun ! Look below for an example !
Bonus : Don’t Forget
I created a 25 page savings tracking chart . Click HERE to get it for FREE !
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